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Snowmobile insurance guide and regulations for snowmobiling

  Snowmobile Insurance not needed if you are a snowman
Snowmobile Insurance Quotes - Ride safe this winter, Hire a guide

High insurance costs have become a major barrier to practical and enjoyable snowmobiling. In addition, many insurance companies refuse to issue policies for machines that have engines bigger than 700 cc's - adding to the insurance woes of many Ontario snowmobilers.

Now, a partnership between Believer Plus Insurance Brokers and their underwriter takes on the high cost of snowmobile insurance, and makes snowmobiling affordable, once again! READ MORE.....

  wrecked snowmobile, damage from avalanche
Avalanche rescue gear should always be carried in a pack on your body, NOT on your sled

How much do you pay to insure your sled?

How much should you pay to insure your life?

What about Airbags?

Airbags are a great option that can reduce burial depth making your rescue much faster.  They do not necessarily prevent burial and have even been know to fail when the handles break or bags pop. You'll definitely want to have a beacon in case this happens. READ MORE....

  snowmobile insurance , wrecked sled
wrecked another snowmobile

Buying Snowmobile insurance can be a relatively easy experience if you take the time to check out the available options. British Columbia
residents have few choices for insurance and Capri Insurance has developed an insurance program in partnership with the
B.C. Snowmobile Federation to provide their members an affordable option.

 

All snowmobiles must be registered, no matter what they are used for
or where they're used, as required by the Motor Vehicle Act.

snowmobile cartoons
 
Russian snowmobile

Snowmobiling in Alberta, a Public Place
The rider must have a properly registered and insured machine.
The driver must be 14 years of age to operate a machine independently.
An operator of a snowmobile must produce insurance and registration
when requested to do so by an enforcement or peace officer.

 

Having an ATV or snowmobile is more fun with the right insurance.


A big part of living in Canada is getting outside and enjoying what nature has to offer. A lot of the time that involves using  snowmobiles.

And, if you are going to be out trail-riding, using the vehicle on property that you do not own, or crossing any public roads or parking lots, your recreational vehicle must be registered and you will require a
license and insurance coverage.

Russian sleds

Snowmobile legislation in Canada

British Columbia Snowmobile Insurance

Insuring Your Snowmobile

Once the snowmobile has been registered and has its permit, you can apply to license and insure
 it, as required by the Motor Vehicle Act. You can do this at any 
Autoplan broker
.
- ICBC - Register & License a Vehicle - Snowmobiles

Alberta Snowmobile Insurance

Drayden snowmobile insurance for members of the Alberta Snowmobile Association.

Legal requirements for snowmobiling in Alberta

Saskatchewan Snowmobile Insurance

OASIS Outdoor Adventure & Sport Insurance Solutions Inc. was established in 2007 to provide programs for local, provincial and national associations and their members with a particular focus on not for profit.
OASIS Outdoor Adventure & Sport Insurance Solutions Inc. is incorporated and licensed on a national basis.

The Saskatchewan Snowmobile Act  S-52
The general operating rules for snowmobiles are covered in The Snowmobile Act and associated regulations. The legislation also includes requirements regarding registration, driver licensing, helmets, training for young operators, trail permits, responsibility for accidents and liability, and prescribes registration fees. A copy of the Act and associated Regulations can be found at www.publications.gov.sk.ca/details.cfm?p=877

SSA - Membership Benefits
For Saskatchewan Snowmobile Information Call
Toll Free: 1-800-499-7533
Email: sasksnow@sasktel.net

Manitoba Snowmobile Insurance

Manitoba’s Snowmobile Operator's Training Program

While operating a snowmobile, the same rules of the road and penalties apply as for driving a car, including possible fines, loss of driver's license, criminal record and/or imprisonment. In Manitoba the use of a CSA, Snell or DOT approved safety helmet is mandatory while operating or riding a snowmobile. In Manitoba each snowmobile must be registered and carry a minimum $200,000 third party liability insurance coverage.

Manitoba Trail ConditionsSnowmobile Wreckers In Manitoba

 Ontario Snowmobile Insurance

 

J. D. Smith & Associates Insurance Brokers Inc. is partnering with it’s Insurance Carriers with the new Power Sports Insurance Program TM that will provide a snowmobile insurance program designed to meet snowmobilers specific insurance needs.

To take advantage of Sledder's Choice insurance rates, all you need is a trail permit and to be an OFSC Member. Snowmobile trail permits became mandatory on sleds using OFSC trails Click Here  

Quebec Snowmobile Insurance

Registration, insurance and training — compulsory for snowmobiles in Quebec!
Registration and insurance 
You can register your snowmobile at a CAA-Quebec registration centre. However, registration costs for your snowmobile, unlike those for your road vehicles, do not include SAAQ insurance. Snowmobile riders therefore need to take out third-party liability insurance (minimum $500,000), whether you intend to ride on your private land or on a trail.
 

Snowmobiling Insurance in Canada

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Snowmobiling Insurance in Canada